How To Create VCC Using HDFC Netsafe
HDFC Bank is one of the better private sector banks that we have in India. My experience with them has been good till now. Now what got me interested in this bank was the Netsafe facility that the bank offers. The Netsafe facility allows you to create Virtual Credit Cards online which can be used like normal credit cards for shopping on the net.You can also verify your Paypal account using HDFC Netsafe service, instructions at bottom.
With this facility you do not need to expose your actual credit/debit card number online and hence be assured of piece of mind. To get started you need to have a HDFC Bank account and a HDFC Debit Card or a HDFC Bank Credit card.
Step 1: Open Netsafe service website
Go to the Netsafe service by visiting this link on the HDFC website and then click Login to Netsafe
Step 2: Register for Netsafe service.
You need to register for Netsafe service in order to use it.
Step 3: Click on I Accept button to continue.
Step 4: Enter your Credit/Debit Card number and expiry details and click Submit.
Step 5: Enter your PIN number and click Submit.
Step 6: Enter your mobile number, secret text and other personal details.
Step 7: Enter a unique username and password for your account. Your account is now set up.
Step 8: Login to Netsafe service.
Step 9: Enter the amount of the VCC you want to create in the Limit column and click Go.
Step 10: You will then be presented with the Virtual Credit Card details which you have to use within 24 hours.
How to view the transaction details after using the VCC:
Step 1: Visit the All Accounts/Services link on the home page of Netsafe service.
Step 2: Click on Txn. Details button at the bottom and you will be presented with the transaction details.
You can also verify your Paypal account using the HDFC Netsafe service by using the same process above and creating a VCC of say 100 bucks which you will use in your Paypal account to verify. After adding the VCC in your Paypal account check the expunse number in the transaction details.
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hi,
i am trying to get verified by HDFC NEtsafe VCC.but its telling
“We were unable to verify this credit card. Please check if the information you entered is correct. If the problem persists, please try to enter a different credit card.”
Can you help me?
Rony Raskhit
29 Apr 08 at 9:42 pm
I am also unable to get verified using HDFC NetSafe card. I get the error message:
“We were unable to verify this credit card. Please check if the information you entered is correct. If the problem persists, please try to enter a different credit card.”
If you have used it to verify your PayPal account, please tell us the details.
Thank you.
Joe
7 May 08 at 7:53 pm
Same problem for me too. “We were unable to verify this credit card. Please check if the information you entered is correct. If the problem persists, please try to enter a different credit card.”
free press release
26 May 08 at 4:14 pm
HDFC Bank Netsafe has been banned by paypal & almost all international transaction
As per new rule Online transaction which are done in Indian Rs are valid and can be done by HDFC Netsafe accounts
Bad NEws for all of us
Sunny
12 Jun 08 at 1:39 pm
i want to generate vcc`s but I am not from india. Can I do it? If so how and what does this bank require from me?
vlad
4 Jul 08 at 7:07 pm
I saw a post in ThinkDigit forum and in digital point telling Netsafe works with Paypal again now.
Didn’t test it myself, but will do tonight.
If it works, will be great,
Din
22 Jul 08 at 9:38 pm
[...] Read: ICICI Bank Cards, Ankur Gupta, Leave a Reply 2 views, 2 so far today | Tags: ebay, finance, virtual credit [...]
Online purchases are safe with Virtual Credit Cards | Internet Techies
6 Feb 09 at 11:33 am
I get the same error and unable to verify my paypal account.Pls help me to reaolve it
“We were unable to verify this credit card. Please check if the information you entered is correct. If the problem persists, please try to enter a different credit card.”
Reena
9 Mar 09 at 10:59 pm
VCC cannot be used for veriying paypal acconts but u can do one thing… verify paypal using credit card then edit that credit card nunber with vcc number so that u r free and safe….
Trinu
5 Apr 09 at 1:04 am
I have been using netsafe for the last four years. But after it started creating problems, the bank techie guys refused to help customers by providing something useful but just confusing kind of useless stuff. May be, they prefer considering all advanced customers those who ask serious questions as four legged animals. I have stopped using it.
Technology works, only if the men behind the machines want to run them properly.
Ex Netsafe fan
28 Aug 09 at 1:37 am
Thanks for very informative article. So, while creating NetSafe card, VBB or MasterCard SecureCode is a part of VCC creation process? Should VBB/MasterCard SecureCode procedure be followed to physical Credit/Debit Card prior to creating VCC? Also, if somebody wants to use
physical Credit/Debit Card after creating NetSafe card,
he/she will not face any problems if NetSafe card was created?
RAKESH KUMAR JAIN
1 Sep 09 at 8:12 pm
HDFC hasn’t accepted paypal as one of their partners. Hence, the HDFC credit cards you add and verify in paypal cannot be used to do transactions through paypal! You will get a reply when you try out any transactions using a HDFC credit card – “We were unable to verify this credit card. Please check if the information you entered is correct. If the problem persists, please try to enter a different credit card.”
Please note, HDFC’s Netsafe also CANNOT be used in paypal!
Timepass
4 Oct 09 at 9:52 pm
Nice tutorial, i am planning to open an account with HDFC or ICICI, currently i have Axis bank account, but they do not offer VCC through netsafe, hence i cannot transact with my bank account, need to use the credit card.
Can you tell me which is the best option, i would prefer ICICI since that is closely located to my home, does ICICI bank accounts offer the same Netsafe VCC facility as HDFC
Rayner
18 Nov 09 at 12:52 pm
Seems good contents, Keep up the good work. Look forward to reading more from you in the future.
Debt Life
9 Dec 09 at 8:45 pm
Try ICICI I think they are offering this service too
Lohit
2 Jan 10 at 12:19 pm
@Timepass :yes when I try out any transactions using a HDFC credit card – “We were unable to verify this credit card. Please check if the information you entered is correct. If the problem persists, please try to enter a different credit card.”
Do you have ane suggest for me
dafiDRiau
22 Jan 10 at 7:34 pm
Not solely that is simple to create press launch for net submission, it’s also low-cost, however you cannot count on a lot of them if the press release is scrap with out correct information and written on “engrish”. Best Regards
Carey Handerson
12 Mar 10 at 8:00 pm